Bare ownership

With Immokapital you sell your house quickly, at the best price and continue to live in it.

• Real estate ownership rights grant the owner three important prerogatives
• The right to use the apartment (to live in it)
• The right to receive the income it produces (renting it)
• The right to dispose (to sell it in whole or in part)

Property rights are therefore the combination of usufruct and bare ownership.

The legislation provides for the possibility for property owners to sell bare ownership and maintain usufruct.

In this case the seller retains the right to enjoy the property for life (usufruct) by immediately collecting a sum of money and the buyer receives exclusively the right of ownership of the property but not the right to live in it (bare ownership). The right of usufruct expires upon the death of the seller(s).

The calculation of the usufruct value relating to a real estate property is obtained starting from the market valuation of the asset, to which a notary ministerial table is applied, with coefficients that vary based on the age of the seller(s). This type of sale is particularly suitable for those who are over 50 years of age, who wish to collect sums of money while continuing to use their property for their entire life. Unlike the sale in "Viager", the sale while maintaining the usufruct allows you to immediately collect a greater capital. Immokapital, after having evaluated your property, recommends investors with proven seriousness and reliability, capable of offering the maximum market valuation.